Our MSc Financial Technology (Fintech) provides a solid foundation in computing, financial theory, ethical and regulatory constraints, and business skills
Fintech is taking over the banking and finance industry. The way we handle money is changing and the whole industry is taking note - from international banks to backroom start-ups. To do well in fintech, you need to understand technology, finance and business creation.
Our MSc Financial Technology (Fintech) provides a solid foundation in computing technology, financial theory, ethical and regulatory constraints, and business skills. It’s an innovative course designed for those looking to enter a career in the fintech industry.
Fintech includes the technology from big data and analytics, mobile computing and modern financial services. Some of the activity in the sector is being carried out by the large, existing financial institutions, but the majority comes from small companies who are developing disruptive technologies.
The aim of the course is to give you the knowledge and skills required to work in the new and emerging fintech sector. Many fintech companies are small start-ups so business and entrepreneurial skills are important. Fintech is a disruptive technology, bringing great changes to the ways that banks and insurance companies operate. You’ll be taught innovation management techniques to immediately make a difference in any organisation or company you work for.
Of course, fintech is also about technology and our graduates will be able to design and implement software applications that will take advantage of the new open banking regulations. You’ll also have the data analytics and machine learning skills required by new data driven models of financial services provision.
If you’re interested in studying a module from this course, the Postgraduate Certificate or the Postgraduate Diploma then please email Graduate Admissions to discuss your course of study.
The MSc in Fintech, one of the first in Scotland, is rooted in the Mathematics and Computing Science division, drawing from its reasearch on data analytics, blockchains and cryptocurrencies, security and mobile technologies. It is also supported by the University of Stirling Management School, rated among the top 25 in the UK for research impact, according to REF 2014. In Scotland, the School was ranked in the top five.
64% of our research outputs were classified as world-leading and internationally excellent in terms of their originality, significance and rigour. We were ranked 14th in the UK in terms of research impact with over 60% of our research impact judged to have outstanding reach and wide-ranging impact on the policies of public, private and governmental organisation.
A minimum of a second class Honours degree or equivalent, in either a numerate subject such as maths, computing and engineering, or a business and finance subject. Some experience of computer programming is also required. It may take several forms such as Python, Java, C, C++. If you don’t have these formal qualifications but have relevant work or life experience, you’re still encouraged to apply.
Other routes of entry
If you don’t currently meet the academic requirements for this course, INTO University of Stirling offers a variety of preparation programmes that can earn you the qualifications and skills you need for direct entry.
Explore INTO Stirling programmes to see the pathway and pre-masters routes available for this course and others at the University of Stirling.
Due to disruption in English Language testing caused by COVID-19, we are accepting alternative English Language tests (including online English Language Tests).
If English is not your first language you must have one of the following qualifications as evidence of your English language skills:
IELTS Indicator 6.0 with a minimum of 5.5 in each sub-skill
Cambridge C1 Advanced (CAE) 169 overall with a minimum of 162 in each sub-skill
Cambridge C2 Proficiency (CPE) 180 overall with a minimum of 162 in each sub-skill
Pearson Test of English (Academic) 60 overall with a minimum of 59 in each sub-skill
IBT TOEFL 78 overall with a minimum of 17 in listening, 18 in reading, 20 in speaking and 17 in writing
IBT TOEFL Special Home Edition Test 78 overall with a minimum of 17 in listening, 18 in reading, 20 in speaking and 17 in writing
TOEFL ITP Plus for China minimum 543 overall, 54 in listening, 53 in structure and written expression, 56 in reading and B2 in speaking
Trinity ISE II Pass overall with a Pass in each sub-skill, ISE III Pass overall and in all sub-skills, ISE IV Pass overall and in all sub-skills
Aptis (4 skills) CEFR B2 overall and B2 in all sub-skills
Duolingo 95 overall with a minimum of 90 in all sub-skills
LanguageCert International ESOL B2 Communicator - Pass with minimum 33 in each sub-skill
Last updated: 15 June 2020
For more information on ways that you can meet our English language requirements, including options to waive the requirement, please read our information on English language requirements.
If you need to improve your English language skills before you enter this course, our partner INTO University of Stirling offers a range of English language courses. These intensive and flexible courses are designed to improve your English ability for entry to this degree.
This Masters course is taught by the Division of Computing Science and Mathematics, in the Faculty of Natural Sciences. You'll learn from lectures and practical labs during the first two semesters from September to April. After the spring exams, you'll spend the summer carrying out a dissertation project. The project may be of your own design, or (where possible) as part of a placement or consultancy project for a company.
You can study the MSc Financial Technology (Fintech) full-time over one year or part-time over two years.
These are the subjects you’ll learn about on the course:
Blockchain
Blockchain technology
Crypto currencies
Decentralised applications
Smart contracts
Applications and case studies
Cyber Security
Privacy, anonymity and cryptography
Access control
Network security
Forensics
Bank Theory, Operations and Strategy
Representing and Manipulating Data
Python scripting
Tabular, JSON and XML formats
Data Analytics
Machine learning and analytics
Text and sentiment mining
Data mining project management
Financial Apps and Open Banking
Mobile app development on Android and web
Building open banking apps
Investment Regulation and Ethics
Self-regulation in financial markets
CFA ethics, standards and codes
Behavioral Finance
Bias and heuristics in investment behaviour
Investment and inefficient markets
Innovation Management
Innovation culture
Managing innovation
Team working
New Venture Creation
Business start-up theory and practice
Business planning
Opportunity recognition
Professionalism, regulation and ethics in banking
Please note that some of the above subjects are optional.
Modules
The modules listed below are those currently intended for delivery in the current academic intake of this course. These may be subject to change in future years as the University regularly revises and refreshes the curriculum of our taught programmes.
Fees shown are for a full-time, one-year Masters course.
If you need to extend your period of study or repeat study, you will be liable for additional fees.
If you are studying part time, the total course fee will be split over the years that you study. The total fee will remain the same and will be held at the rate set in your year of entry.
For more information on courses invoiced on an annual fee basis, please read our tuition fee policy.
Tuition fee loans
Scottish students may be eligible to apply to the Students Award Agency for Scotland (SAAS) for loans of up to £10,000 to cover tuition fees and associated living costs. EU students commencing their studies in academic year 2020/21 can also apply for tuition fee support, but may not be eligible to receive funding for living costs.
Welsh students can apply for financial support of up to £17,489 as a combination of grant and loan from Student Finance Wales.
Northern Irish students can apply for a postgraduate tuition fee loan of up to £5,500 from Student Finance NI.
EU students
For EU students starting studies in the academic year 2021/22, we will offer a fee discount of 40%. This is subject to eligibility criteria.
Fees shown are for a full-time, one-year Masters course.
If you need to extend your period of study, you will be liable for additional fees.
If you are studying part time, the total course fee will be split over the years that you study. The total fee will remain the same and will be held at the rate set in your year of entry.
For more information on courses invoiced on an annual fee basis, please read our tuition fee policy.
Fees shown are for a full-time, one-year Masters course.
If you need to extend your period of study, you may be liable for additional fees.
If you are studying part time, the total course fee will be split over the years that you study. The total fee will remain the same and will be held at the rate set in your year of entry.
For more information on courses invoiced on an annual fee basis, please read our tuition fee policy.
Additional costs
There are some instances where additional fees may apply. Depending on your chosen course, you may need to pay additional costs, for example for field trips. Learn more about additional fees.
These scholarships are for candidates from developing Commonwealth countries, looking to study selected postgraduate Masters courses. Find out if you could be eligible for a Commonwealth Shared Scholarship.
If you have the talent, ability and drive to study with us, we want to make sure you make the most of the opportunity – regardless of your financial circumstances.
If you’re domiciled in the UK, you can typically apply to your relevant funding body for help with living costs. This usually takes the form of student loans, grants or bursaries, and the amount awarded depends upon your personal circumstances and household income.
EU and overseas students won’t normally be able to claim living support through SAAS or other UK public funding bodies. You should contact the relevant authority in your country to find out if you’re eligible to receive support.
We aim to be as flexible as possible, and offer a wide range of payment methods - including the option to pay fees by instalments. Learn more about how to pay
96% of our postgraduate leavers are in employment or further study within six months of graduating (Destinations of Leavers from Higher Education survey 2016/17)
Fintech is a growth sector in its own right at the moment and there are opportunities across the career spectrum, from new and exciting start-up companies to established banks and insurance companies.
London is still the UK's largest fintech hub and there are a lot of fintech jobs at the moment. Edinburgh is now the UK's second largest city in terms of fintech opportunities and the Scottish government is funding initiatives to help build the Scottish fintech sector. We expect the number of jobs in fintech in Scotland to continue to grow dramatically over the coming years.
In addition, the mix of computing, analytics and business skills you’ll learn on the course will prepare you for a job in data science. Employment rates among our MSc Big Data students are very high and careers are varied. Graduates are working in banks, the NHS, marketing companies, the oil industry and in government.
HigherEd Global Talent Portal
As a Management School student, you have access to the HigherEd Global Talent Portal where you’ll find internship, trainee positions, apprenticeships and graduate positions from companies around the world. It helps international students looking for placements back at home and local students that want to explore an international experience.
The global talent portal is in addition to all other existing initiatives and resources available for you through the Careers and Employability Service, and the Target Connect vacancy and events system.
When we designed our new MSc Financial Technology (Fintech) we spoke to banks and financial recruitment agencies and asked, “what are the ideal skills for finding a job in fintech?” Companies such as HSBC, Sainsbury's Bank, JP Morgan and MBN helped us shape the course with employability firmly in mind.
Here at the University of Stirling, you're also offered workshops on CV writing, interview technique and how to secure that dream job. Our relationship with employers and recruiters is strong and they regularly attend events at the University with the intention of recruiting staff.
Yash Ajay Vikhankar India MSc Financial Technology (FinTech)
I was very good at maths at school and developed a knack for programming. I chose FinTech as it was a perfect combination of the two. I also liked Stirling's approach to the course which is very practical in every module.
