Discretionary and assistance funds

We receive funds from SAAS and from the University to assist eligible students who are facing financial difficulties. You may qualify for a grant if:

  • your income is less than your essential expenditure;
    or
  • something unexpected has happened which you could not have foreseen and could not budget for.

Discretionary and assistance funds cannot be used to pay tuition fees.

Fund allocation guidelines

Our basic guidelines for allocating funds:

  • These funds are not intended to be your primary source of funding – they are a supplement only.
  • You must be able to show that you are experiencing or facing financial difficulties.
  • We need evidence of your income and expenditure for all fund applications.
  • You must have taken out your maximum support entitlement from other sources first
  • You must be fully registered at the University to apply.

Funds you can apply for

Full-time Scottish, English, Welsh and Northern Irish Students

Discretionary Fund

You eligible for the Discretionary Fund if:

  • you are fully enrolled on a full-time or undergraduate or postgraduate course but not a nursing course
  • you have applied for all funding available to you from SAAS, Student Finance England/Wales/Northern Ireland or the Scottish Social Services Council
  • you have taken out your full funding entitlement
  • you are PhD student who is classed as a home student for your tuition fees

The maximum award from this fund is in the region of £2,000. Please note that your award may be lower.  

Applications for the Discretionary Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Coronavirus Fund

You are eligible for the Coronavirus Fund if: 

  • you are fully enrolled on a full-time undergraduate or postgraduate course 
  • you have been financially impacted by COVID19 and are able to demonstrate this if required
  • you have applied for either part of or all funding available to you from SAAS, Student Finance England/Wales/Northern Ireland or the Scottish Social Services Council
  • you are a PhD student who is classed as a home student for your tuition fees
  • you are currently residing in Scotland for your studies

The maximum award from this fund is £2,000. Please note that your award may be lower. 

Applications for the Coronavirus Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Accommodation Enhancement Fund

You are eligible for the Accommodation Enhancement Fund if:

  • you are fully enrolled on a full-time course at the University of Stirling
  • you have applied, or are currently living, in the cheapest university accommodation suitable to your needs.

The maximum awards for this fund are:

  • £1,200 for undergraduates
  • £1,350 for nursing students
  • £1,500 for postgraduates, care experienced and estranged students

Applications for the Accommodation Enhancement Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Childcare Fund

You are eligible for the Childcare Fund if:

  • you give consent to be assessed for the Discretionary Fund before being assessed for this fund
  • you are fully enrolled on a full-time undergraduate, postgraduate or TQFE course but not a nursing course
  • you receive undergraduate tuition fee funding from SAAS or have taken out the full postgraduate loan from SAAS
  • you have taken out the full entitlement of all support available to you (e.g. SAAS bursary, lone parent grant
  • you are in receipt of the childcare element of Universal Credit or Tax Credits if applicable, (and free childcare places, if applicable)
  • you have formal, registered childcare in Scotland

Applications for the Childcare Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Lone Parent Childcare Grant

You are eligible for the Lone Parent Childcare Grant if:

  • you receive the SAAS Lone Parent Grant
  • you are fully enrolled on a full-time undergraduate or TQFE course but not a nursing course
  • your annual childcare costs are £1,215 or less
  • you have formal, registered childcare in Scotland

You are not required to be assessed for the Discretionary Fund to apply to this fund. If you only wish to be assessed for the Lone Parent Childcare Grant, just complete the Childcare section of the application form.

Applications for the Lone Parent Childcare Grant will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Part-time Scottish, English, Welsh and Northern Irish students

Discretionary Fund

You eligible for the Discretionary Fund if:

  • you are fully enrolled on a part-time undergraduate or postgraduate course but not a nursing course
  • you have applied for all funding available to you from SAAS, Student Finance England/Wales/Northern Ireland or the Scottish Social Services Council
  • you have taken out your full funding entitlement
  • you are PhD student who is classed as a home student for your tuition fees

The maximum award from this fund is in the region of £2,000. This is the maximum award for full-time students and awards made to part-time students are on a pro rata basis dependent on the total credits undertaken in the academic year.   

The Discretionary Fund application will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Coronavirus Fund

You are eligible for the Coronavirus Fund if: 

  • you are fully enrolled on a part-time undergraduate or part-time postgraduate course but not a nursing course
  • You have been financially impacted by COVID19 and be able to demonstrate this if required.  
  • you have applied for either part of or all funding available to you from SAAS, Student Finance England/Wales/Northern Ireland or the Scottish Social Services Council
  • you are a PhD student who is classed as a home student for your tuition fees
  • you are currently residing in Scotland for your studies

The maximum award from this fund is £2,000. Please note that this is the maximum award for full-time students and awards made to part-time students are on a pro rata basis dependent on the total credits undertaken in the academic year. 

Applications for the Coronavirus Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

EU and International students

Student Assistance Fund

You are eligible for the Student Assistance Fund if:

  • you are a fully enrolled nursing student from Republic of Ireland, the EU or overseas
  • you are a fully enrolled undergraduate or postgraduate student from the Republic of Ireland, the EU or overseas
  • you are fully enrolled on the Access to Degree Studies programme and currently in the spring (January-May) semester
  • you are not eligible to apply for a student loan, grant or to the Discretionary and Childcare Fund

or

  • You have experienced sudden and unexpected financial difficulties as a direct result of the political situation or a crisis in your home country (including natural disaster and war). The crisis must have taken place after your register on your programme and paid any deposit required.
  • Please refer to the International Student Crisis assistance section on the webpage for further information

The maximum award from this fund is £600

Applications to the Student Assistance Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Coronavirus Fund

You are eligible for the Coronavirus Fund if: 

  • you are fully enrolled on course at the University of Stirling 
  • you have been financially impacted by COVID19 and are able to demonstrate this if required
  • you are an EU or overseas student
  • you are currently residing in Scotland for your studies

The maximum award from this fund is £2,000. Please note that your award may be lower. 

Applications for the Coronavirus Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Accommodation Enhancement Fund

You are eligible for the Accommodation Enhancement Fund if:

  • you are fully enrolled on a full-time course at the University of Stirling
  • you have applied, or are currently living, in the cheapest university accommodation suitable to your needs.

The maximum awards for this fund are:

  • £1,200 for undergraduates
  • £1,350 for nursing students
  • £1,500 for postgraduates, care experienced and estranged students

Applications for the Accommodation Enhancement Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

Full-time Scottish, English, Welsh or Northern Irish undergraduate nursing students

Nursing and Midwifery Discretionary Fund

You are eligible for the Nursing and Midwifery Discretionary Fund if:

  • you are fully enrolled on a pre-registration nursing course
  • you have taken out the full nursing bursary from SAAS or full loan entitlement from Student Finance England/Wales/Northern Ireland

Due to very limited funds, priority will be given to students who:

  • have at least one dependent child
  • are lone parents and receive the SAAS Single Parents Allowance Grant, Tax Credits or the Child element of Universal Credit
  • are care experienced or estranged from their family
  • have caring responsibilities
  • final year students
  • have no dependants but live independently and are responsible for their own living costs
  • are financially impacted by COVID-19

The maximum award from this fund is £600.

Applications to the Nursing and Midwifery Discretionary Fund application will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates

Coronavirus Fund

You are eligible for the Coronavirus Fund if: 

  • you are fully enrolled on a full-time undergraduate nursing course at the University of Stirling 
  • you have been financially impacted by COVID-19 and are able to demonstrate this if required
  • you have applied for all funding available to you from SAAS, Student Finance England/Wales/Northern Ireland or the Scottish Social services Council
  • you are currently residing in Scotland for your studies

The maximum award from this fund is £2,000. Please note that your award may be lower. 

Applications for the Coronavirus Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates

Accommodation Enhancement Fund

You are eligible for the Accommodation Enhancement Fund if:

  • you are fully enrolled on a full-time course at the University of Stirling
  • you have applied, or are currently living, in the cheapest university accommodation suitable to your needs.

The maximum awards for this fund are:

  • £1,350 for nursing students
  • £1,500 for postgraduates, care experienced and estranged students

Applications for the Accommodation Enhancement Fund will close at:

  • 12pm on Friday 29 April 2022 for all final year undergraduates
  • 12pm on Friday 27 May 2022 for all continuing undergraduates and postgraduates

How to apply for a discretionary/assistance fund

Before you begin your application

  1. Read the Student Money Support privacy statement
  2. Check you have the evidence required
  3. If applying to the Childcare Fund, check you have the additional evidence required
  4. Learn how to download PDF bank statements

Starting your application

  1. Start your Student Money Support fund application now.
  2. Download the Fund Application Excel workbook from Q1 of the application form and save it to your desktop. 
  3. Complete and submit your application form. At the end of your submission, tick the box to be sent an email of your responses.
  4. You will automatically be emailed an evidence folder that contains a list of all the evidence you are required to submit. You will then have 24 hours to upload your evidence. 
  5. Open your saved copy of the Fund Application Excel workbook and enter all the income and expenditure relevant to you and, if applicable your partner, under the specific tabs at the bottom. You should only complete the Childcare tab if you are applying to the University's Childcare Funds.
  6. Open the evidence list in your evidence folder (this will be automatically emailed to you) and save electronic copies of your, and if applicable your partner's, evidence to your desktop.
  7. Upload your evidence and Fund Application Excel Workbook to your folder by clicking the "Upload" tab at the top of the folder and choosing the documents from your desktop.

    The Money Support team will not contact you to request missing evidence, so you should double-check you have uploaded evidence of all your income and expenditure and childcare costs (if applicable).

    If your completed Fund Application Excel Workbook and/or all your evidence are not in your folder when we reach your assessment, your application will be declined. You will then have to start the whole application process again.

After you have applied

We aim to assess your application within six weeks. Applications will be assessed in the date and time order they are received. We cannot fast-track any assessments.

We will notify you of our decision by email. While your application is in process, please check your university email regularly.

Award payments

Discretionary Fund, Coronavirus Fund, Childcare Funds, Student Assistance Fund and Nursing and Midwifery Discretionary Fund

If successful, your award/s will be paid into the bank account you have stored on your portal page within two weeks from the date of your decision email. It is your responsibility to make sure your bank account details are correct. The Money Support team/Finance Office is not responsible for any awards that are paid into the wrong bank account.

Accommodation Enhancement Fund

If successful, your assessor will inform Accommodation Services of your award, and they will deduct the award amount from your outstanding annual rent balance. Accommodation Services will then inform you of your new reduced monthly direct debit charge. 

If you leave/have left halls throughout the academic year, any award will be prorated against the number of nights you lived in university accommodation. 

You may not receive an award if you have paid your annual accommodation balance in full.

Unhappy with a decision?

If you disagree with our decision on your application, there is an appeals procedure. Find out more about why some applications are refused. If you need help filling in a form, especially if you have a disability or dyslexia, please talk to an adviser.

Additional support

Isabella H Stevens Loan Fund

Mr Stephen E Stevens established the Isabella H Stevens Student Loan Fund in memory of his wife to assist students in financial difficulty.


Isabella H Stevens Loans can be used to support all forms of financial expenses to help complete your studies successfully.

The Isabella H Stevens Student Loan Fund is interest-free, and you are only required to repay the loan in full once you graduate and earn over £17,000. It is your responsibility to let us know when you are in a position to repay the loan. The Isabella H Stevens Loan will not impact or appear on your credit report.

Loans are awarded based on financial need and are determined by the assessment of your income, expenditure and personal circumstances outlined in your Student Money Support application.

If successful, you will be offered a loan amount of £300 or £500 - the amount offered will depend on your deficit/personal circumstances. You can decide how much you wish to borrow (e.g. offered £500 but only wish to accept £250 etc.); however, you cannot borrow more than the maximum loan offer.

Applications for the Isabella H Stevens Loan Fund will close at 12pm 22 July 2022 if it is not depleted before this date.

Eligibility

To be eligible for the Isabella H Stevens Loan Fund you must:

  • be a fully enrolled on a part-time or full-time degree programme undergraduate student
  • have already applied and been assessed for either the Discretionary Fund, University's Childcare Funds, Student Assistance Fund, Nursing and Midwifery Discretionary Fund or the Coronavirus Fund
  • be able to demonstrate that you are in financial hardship

Before you apply

How to apply

  1. Start your Isabella H Stevens Loan Fund application now.
  2. Provide as much information about your reasons for applying in your personal statement question.
  3. Your assessor will then copy your Student Money Support Fund Application Excel Workbook over to your Isabella H Stevens Loan Fund application and use your income and expenditure to assess this application.
  4. We aim to assess your application within 24 hours of you applying (or the next working day if you apply on a Friday or a bank/university holiday). University and bank holidays will delay the processing and payment.
  5. We will notify you of our decision by email. While your application is in process, please check your university email regularly.
  6. If awarded, we will email a link to your Isabella H Stevens Loan Fund Loan Agreement. Please read, enter the amount your wish to borrow, sign and save a copy for your records. We cannot pass your loan for processing until we have received the signed Isabella H Stevens Loan Fund Loan Agreement. 

After you have applied

The Finance Office will pay your loan into the bank account you have stored on your portal page within two weeks from the date we receive the signed Isabella H Stevens Loan Fund Loan Agreement.

It is your responsibility to make sure your bank account details are correct. The Money Support team/Finance Office is not responsible for any loans paid into the wrong bank account.

Digital Poverty Scheme: Long-term Loan Laptop

Digital poverty is when those on low incomes can't afford, or access suitable electronic learning equipment. This includes but is not limited to: a computer device such as a laptop or tablet, other hardware necessary such as a keyboard, mouse or headset or any other connectivity equipment.

To combat digital poverty, the University has invested in a bank of laptops that students can borrow on a long-term basis for the entire academic year. (The only digital equipment that University can currently provide is loan laptops.)

The Digital Poverty Scheme will remain open all year.

Eligibility

To be eligible for the Long Term Loan Laptop you must:

  • be fully enrolled on a University of Stirling course
  • be able to demonstrate that you are in financial hardship 
  • not be eligible for a laptop through Disabled Student Allowance

Before you apply

How to apply 

  1. Start your Digital Poverty Scheme application now.
  2. Download the Fund Application Excel workbook from Q1 in the application form and save it. 
  3. Complete and submit your application form. At the end of your submission, tick the box to be sent an email of your responses.
  4. You will automatically be emailed an evidence folder that contains a list of all the evidence you are required to submit. You will then have 24 hours to upload your evidence. 
  5. Open your saved copy of the fund application Excel workbook and enter all the income and expenditure relevant to you and your partner (if applicable) under the specific tabs at the bottom. 
  6. Upload the following evidence to your folder:

    • Completed Fund Application Excel Workbook
    • Funding award letter (SAAS, Student Finance, Scholarship, Loan agreement)
    • PDF statements for every bank account held by you and your partner (if applicable) covering last month (e.g. if you apply on 10 November, provide statements covering the period 10 October - 10 November)
    • Evidence of your experience of care, estrangement, or student carer status (if applicable)
  7. To upload, click the upload tab at the top of the folder and then choose the documents from your desktop. 

    If your Fund Application Excel workbook and/or all your evidence is not in your folder when we come to your assessment, your application will be declined, and you will have to start the whole application process again. 

After you apply

We aim to assess your application within 24 hours (72 hours if submitted on a Friday) of you submitting your evidence. 

We will notify you of our decision by email. While your application is in process, please check your university email regularly. 

If successful, we will pass your name and student number over to Information Services in the Library, and they will contact you with instructions on how to pick up your loan laptop. 

Short-term Loan

If you are experiencing a financial emergency, you can apply for an interest-free short-term emergency loan.

Loans are intended to meet one-off needs rather than ongoing expenses, such as utility bills, MOTs, birthday presents, interview clothes, etc.). You may not be awarded if you can access other resources to tide you over the emergency.

You will need to provide any evidence relevant to your emergency, along with bank statements for every account you hold covering the last two consecutive months. You will have one hour from the time you submit your application to upload your evidence. 

Repayment

If awarded, you will be responsible for repaying the loan in full six weeks after your application date.

Before you apply

How to apply

The Short-term Loan application will remain open all year.

  1. Start your Short-term Loan application now.
  2. Provide as much information about your reasons for applying in your personal statement question. If there is not enough information, your assessor may have to call you, and this will delay the process and any award. 
  3. Within a few minutes of submitting your form, you will be emailed a link to your evidence folder. Upload any evidence that is relevant to your crisis/emergency along with PDF bank statements for every account you (and you partner, if applicable) hold (current, student, joint, savings, ISA, Help to Buy, app based account etc.) covering the last two consecutive months (e.g. you apply on the 10 November 2021, you will upload statements covering the period 10 September 2021 - 10 November 2021) within one hour of receiving your link.

    Due to audit purposes, we cannot accept bank statements that have been exported to Excel format or screenshots from mobile banking apps.

    If your all your bank statements and relevant evidence (if applicable) are not in your folder when come to be assess your loan, your application will be declined and you will have to start the full application process again.

After you apply

We aim to assess your application within 24 hours of you applying (or the next working day if you apply on a Friday or a University or bank holiday). University and bank holidays will delay processing and payment.

We will notify you of our decision by email. While your application is in process, please check your university email regularly.

If awarded, we will email a link to your Short-term Loan Agreement. This will contain your repayment date. Please read, sign and save a copy for your records. We cannot pass your loan for processing until we have received the signed Short-term Loan Agreement. Any signed agreements returned after 12pm will fall into the next day’s payment run.

If successful, your loan will be paid into the bank account you have stored on your portal page 48 hours from returning your signed loan agreement or the following working day if retuning your signed loan agreement on a Friday/bank holiday weekend.

It is your responsibility to make sure your bank account details are correct. The Money Support team/Finance Office is not responsible for any awards that are paid into the wrong bank account.

Rental Guarantor Scheme

The University of Stirling Rental Guarantor Scheme has been established to enable students to secure privately rented accommodation by providing a UK based guarantor. If relevant eligibility criteria is met, the University of Stirling may act as a UK-based rent guarantor for your rent (up to a maximum of £600 per calendar month) if you cannot find an alternative UK-based guarantor.

Who can apply?

You can apply if you are a fully enrolled full-time student at the University of Stirling who cannot obtain a UK-based guarantor to secure a private accommodation tenancy and have at least 6 months of your course left.

Students who are currently, or who have previously been, listed as a debtor (academic or non-academic) to the University of Stirling will not normally be eligible to apply for the scheme.

Priority will be given to:

  • Overseas, EU and continuing students
  • Students who are care experienced
  • Students who are estranged from their families
  • Students with low household income (less than £18,999 per annum); and
    Students with exceptional circumstances

The scheme:

  • is not open to part-time students
  • guarantees rent only up to a maximum of £600 per calendar month. 
  • does not include additional contractual financial liabilities

Before you apply

How do I apply?

The Rental Guarantor Application will remain open all year.

Once you have found and secured a place you want to live and have obtained a tenancy agreement (that this should not be signed yet), you can begin the application process.

  1. Start your Rental Guarantor Scheme application now.
  2. Within a few minutes of submitting your application you be emailed an evidence folder. Please upload the following supporting documentation within 24 hours of receiving your link:
    1. Unsigned tenancy agreement, with no joint or several liability; please request a single tenancy agreement from your landlord/letting agent
    2. Two months’ worth of bank statements for your bank account from which you have been paying your rent
    3. Evidence of your funding arrangements for the current academic session (for example, SAAS/Student Finance scholarship award letter/ bank statement covering the date you course started this year showing your total annual general living costs funding)
    4. Reference from your current or previous landlord (including halls of residence) if applicable
    5. If all the above supporting documents are not in your folder when we start your assessment, your application will be declined, and you will have to start the full application process again. 

After you apply

Your landlord is required to sign and return the legal paperwork by Royal Mail Next Day Delivery. Due to this, we will require your application form and evidence at least 7 working days before your entry date.

Once the guarantee with the landlord has been agreed your tenancy will operate as normal; you should pay your rent directly to the landlord by bank transfer. If you cannot pay your rent you must immediately email the Deputy Head of Student Support at the University of Stirling (ask@stir.ac.uk) stating the reasons for non-payment of rent together with the amount due and the due date, so that the University is aware that the guarantee may be called upon.

If the University is required to pay your rent, the rental paid will be treated as a debt you owe to the University, and this will need to be repaid.

 

Period Poverty

If you are experiencing period poverty, a range of free period products are now available to order from the online student shop.

In addition, there are period products available in a variety of locations across the campus, where you can pick up the products of your preference, without having to ask for them. Details of all the locations are shown on the free period products webpage.