Financial Technology (Fintech)

MSc, Postgraduate Certificate, Postgraduate Diploma

Funded places available

If you meet all eligibility requirements you will automatically be considered for one of the fully funded places.


Fintech is taking over the banking and finance industry. The way we handle money is changing and the whole industry is taking note - from international banks to back room start-ups. To do well in fintech, you need to understand technology, finance and business creation.

Our new MSc Financial Technology (Fintech) provides a solid foundation in computing technology, financial theory, ethical and regulatory constraints, and business skills, for students looking to enter a career in the fintech industry.

Fintech combines the technology from big data and analytics, mobile computing and modern financial services. Some of the activity in the sector is being carried out by the large, existing financial institutions, but the majority comes from small companies who are developing disruptive technologies.

The course covers:

  • Manipulating data and scripting in Python
  • An introduction to blockchain
  • Cyber security and data protection
  • Relational and NoSQL databases
  • Contemporary issues in banking
  • An introduction to corporate finance
  • Data analytics and machine learning
  • Cluster computing on Hadoop and Spark
  • Fintech app development
  • Investment regulation and ethics
  • Heuristics and bias in behavioural finance
  • Innovation management and disruptive technology
  • Business startup planning
  • Professionalism, regulation and ethics in banking

Learn more by downloading our Data Science brochure.

Key information

EU Applicants
EU students enrolling for a postgraduate taught degree in the 2017/18 and 2018/19 academic year will be admitted as Scottish/EU fee status students and will be eligible for the same tuition support as Scottish domiciled students.

  • Qualification: MSc, Postgraduate Certificate, Postgraduate Diploma
  • Study methods: Campus based, Full-time, Part-time
  • Duration: Full-time in one year, or part-time over two years.
  • Start date:

    The course will commence on Monday 10 September 2018.

  • Course Director: Kevin Swingler
  • Location: Stirling Campus
Download course leaflet
Download postgraduate prospectus

Kevin Swingler

Computing Science and Mathematics
University of Stirling

Course objectives

The goal of the course is to equip its graduates with the knowledge and skills required to work in the new and emerging fintech sector. Many fintech companies are small start-ups so business and entrepreneurial skills are important. Fintech is a distruptive technology, bringing great changes to the ways that banks and insurance companies operate. For that, graduates will be taught innovation management techniques.

Of course, fintech is also about technology and our graduates will be able to design and implement software applications that will take advantage of the new open banking regulations. They will also have the data analytics and machine learning skills required by new data driven models of financial services provision.

What makes us different?

World-class library and teaching facilities

Studying for a degree means learning in different ways; managing your own time; conducting research; mastering new computer skills. We have the facilities and advice on hand to help you do all this - and do it well.

Learn more

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Life at Stirling

Of the many reasons students come to Stirling, such as academic reputation and research standards, one factor is always cited: the outstanding beauty of the University's Stirling campus. View our online films to get a picture of what it's like to live and study on our beautiful campus.

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Entry requirements

Academic requirements

A minimum of a second class Honours degree or equivalent, in either a numerate subject such as maths, computing and engineering, or a business and finance subject. Some experience of computer programming is also required. Applicants without these formal qualifications but with significant and relevant work experience are encouraged to apply.

English language requirements

If English is not your first language you must have one of the following qualifications as evidence of your English language skills:

  • IELTS: 6.0 with 5.5 minimum in each skill
  • Cambridge Certificate of Proficiency in English (CPE): Grade C
  • Cambridge Certificate of Advanced English (CAE): Grade C
  • Pearson Test of English (Academic): 54 with 51 in each component
  • IBT TOEFL: 80 with no subtest less than 17

For more information, see our English language requirements.

If you don’t meet the required score you may be able to register for one of our pre-sessional English courses. To register you must hold a conditional offer for your course and have an IELTS score 0.5 or 1.0 below the required standard. View our range of pre-sessional courses.

Flexible Learning

If you are interested in studying a module from this course, the Postgraduate Certificate or the Postgraduate Diploma then please email to discuss your course of study.

Application procedure

Please apply online from this web page. There are no closing dates for applications to the course. However, applicants should note that it’s not usually possible to complete the application process in under two weeks, so applications received after the start of September will usually be considered for entry the following year.

International applicants are advised to start the application process early, as visa formalities can take a number of months to complete.

Kevin Swingler
Computing Science and Mathematics
University of Stirling
01786 467676

Fees and costs

2018/19 Overseas £15,250
2018/19 Home/EU £6,300

Fees for all new applicants to postgraduate taught courses are held at the level set upon entry.

Please note there is an additional charge should you choose to attend a graduation ceremony. View more information

Cost of Living

Find out about the cost of living for students at Stirling

Payment options

Find information on paying fees by instalments

Scholarships & funding

SAAS Postgraduate Loans

The Student Awards Agency for Scotland (SAAS) is now offering a generous loan scheme to assist eligible Scottish and EU-domiciled students pursuing a Masters at the University of Stirling during 2018/19. Find out more about SAAS Postgraduate Loans

Scholarship finder

Structure and teaching

Structure and content

The MSc Financial Technology (Fintech) is taught by the Faculty of Natural Sciences and the Stirling Management School. You'll learn from lectures, practical labs and small tutorial groups during the first two semesters from September to April.

After the spring exams, you'll will spend the summer carrying out a dissertation project. The project may be of your own design, or (where possible) as part of a placement or consultancy project for a company.

The year's modules are arranged as follows:

Autumn Semester

You must take the following compulsory modules

Module Title


Blockchain Technology


Cyber Security


Contemporary Issues in Banking



And one of the following options

Module Title


Relational and Non-relational Databases


Representing and Manipulating Data



Spring Semester

You must take the following compulsory modules

Module Title


Data Analytics


Finance Apps and Open Banking


And 20 credits from the following options

Module Title


Investment Regulation and Ethics


Behavioral Finance


Innovation Management


New Venture Creation


Professionalism, regulation and ethics in banking



Summer Semester

You will carry out a dissertation project worth 60 credits. The project may be carried out at the University or as an internship at an outside organisation.


Here is a brief overview of the subjects you will learn about on the course:

  • Blockchain
    • Blockchain technology
    • Crypto currencies
    • Decentralised applications
    • Smart contracts
    • Applications and case studies
  • Cyber Security
    • Privacy, anonymity & cryptography
    • Access control
    • Network security
    • Forensics
  • Contemporary Issues in Banking
  • Relational and Non-Relational Databases
    • Relational databases and SQL
    • NoSQL Databases
    • Database design
    • Database architecture
  • Representing and Manipulating Data
    • Python scripting
    • Tabular, JSON and XML formats
  • Data Analytics
    • Machine learning and analytics
    • Text and sentiment mining
    • Data mining project management
  • Financial Apps and Open Banking
    • Mobile app development on Android and web
    • Building open banking apps
  • Investment Regulation and Ethics
    • Self regulation in financial markets
    • CFA ethics, standards and codes
  • Behavioral Finance
    • Bias and heuristics in investment behaviour
    • Investment and inefficient markets
  • Innovation Management
    • Innovation culture
    • Managing innovation
    • Team working
  • New Venture Creation
    • Business start-up theory and practice
    • Business planning
    • Opportunity recognition
  • Professionalism, regulation and ethics in banking


Modes of study

You can study the MSc Financial Technology (Fintech) full-time over one year or part-time over two years.

Why Stirling?


In REF2014 Stirling was placed 6th in Scotland and 45th in the UK with almost three quarters of research activity rated either world-leading or internationally excellent.

International Students

The University of Stirling welcomes students from around the world. Find out what studying here could be like for you .

Careers and employability

Career opportunities

Fintech is a growth sector in its own right at the moment and there are opportunities across the career spectrum from new and exciting start-up companies to established banks and insurance companies.

London is still the UK's largest fintech hub and there are a lot of jobs in that sector in London at the moment. Edinburgh is now the UK's second largest city in terms of fintech opportunities and the Scottish government is funding initiatives to help build the Scottish fintech sector. We expect the number of jobs in fintech in Scotland to continue to grow dramatically over the coming years.

In addition, the mix of computing, analytics and business skills you will learn will prepare you for a job in data science. Employment rates among our Big Data MSc. students are very high and careers are varied. Students are working in banks, the NHS, marketing companies, the oil industry, and in government.


98% of our postgraduate leavers are in employment or further study withing six months of graduating - Destination of Leavers from Higher Education survey 2015/16

When we designed our new MSc Financial Technology (Fintech) we spoke to banks and financial recruitment agencies and asked what are the ideal skills for finding a job in fintech. Companies such as HSBC, Sainsbury's Bank, JP Morgan and MBN helped us shape the course with employability firmly in mind.

While at Stirling, you're also offered workshops on CV writing, interview technique and how to secure that dream job. Our relationship with employers and recruiters is strong and they regularly attend events at the University with the intention of recruiting staff.

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