What does AVC mean?
Can I have a refund of contributions?
You can only have a refund of contributions if you have been a member of USS CARE pension scheme for less than two years. If you were a member of USS PensionSmart, salary sacrifice scheme, you will not be entitled to a refund.
What should I do I wish to transfer benefits from another pension scheme?
You can find out how to do this on the USS website.
What should I do about my pension if I leave the University?
We will advise the scheme administrators of your leaving date. The scheme administrators will send details of options available to you by post.
Can I transfer my pension benefits on leaving Stirling?
You may transfer your benefits to another pension arrangement approved by HM Revenue and Customs such as a personal pension or Stakeholder arrangement - or to a new employer's occupational scheme if the trustees of that scheme agree to accept it (they are not obliged to).
You cannot receive the transfer value personally as cash; it must be transferred to a bona fide pension arrangement approved by HM Revenue and Customs to provide you with retirement benefits. If a payment is made to another arrangement, you will no longer be entitled to any further benefits under the Scheme.
What if I change my name or address?
Please update your address via the Staff Portal My HR - Personal Details. Please contact HROperations@stir.ac.uk to notify change of name. Changes will be notified to USS.