Article 3.0 - Behavioral economics and insurance exchanges



Ubel PA, Comerford DA & Johnson E (2015) 3.0 - Behavioral economics and insurance exchanges. New England Journal of Medicine, 372 (8), pp. 695-698.

First paragraph: In October 2013, the Affordable Care Act introduced a new insurance market - state and federal exchanges where people can purchase health insurance for themselves or their families. Although the rollout of the exchanges was disastrous, around-the-clock efforts fixed many of the biggest technical problems, and nearly 7 million people purchased insurance in the new market. The second round of enrollment exposed some new problems with the exchange websites - for example, Colorado's website had difficulty determining whether people were eligible for tax credits - but these problems paled in comparison with those encountered when the exchanges were first rolled out. In short, we have a largely glitch-free system of health insurance exchanges that present millions of people with a robust set of health insurance choices.

New England Journal of Medicine: Volume 372, Issue 8

Publication date19/02/2015
PublisherMassachussetts Medical Society

People (1)


Professor David Comerford

Professor David Comerford

Professor, Economics