Young People, Homeownership and Future Welfare



McKee K (2012) Young People, Homeownership and Future Welfare. Housing Studies, 27 (6), pp. 853-862.

Homeownership has become a ‘normalised’ tenure of choice in many advanced economies, with housing playing a pivotal role in shifts from collective to asset-based welfare. Young people are, however, increasingly being excluded from accessing the housing ladder. Many are remaining in the parental home for longer, and even when ready to ‘fly the nest’ face significant challenges in accessing mortgage finance. This under-30 age group has become ‘generation rent’. As this policy review emphasises, this key public-policy issue has created a source of inter-generational conflict between ‘housing poor’ young people and their ‘housing rich’ elders. To fully understand the complexities at play however, this paper argues that we need to look beyond the immediate housing-market issues and consider how housing policy interacts with broader social, economic and demographic shifts, and how it is intimately connected to debates about welfare. This is illustrated with reference to the UK, although these debates have international resonance.

young people, housing, generation rent, intra generational inequalities

Published at previous university and in their repository - St Andrews; date of acceptance email is just a rough guess

Housing Studies: Volume 27, Issue 6

FundersThe Leverhulme Trust
Publication date30/09/2012
Publication date online13/08/2012
Date accepted by journal19/01/2012
PublisherInforma UK Limited

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Dr Kim McKee

Dr Kim McKee

Senior Lecturer, Housing Studies

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