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SAAS Postgraduate Loans

The Student Awards Agency for Scotland (SAAS) is now offering a generous loan scheme to assist students pursuing a Masters at the University of Stirling during 2018/19.

  • Number of awards: Unlimited
  • Help with: Up to £10,000
  • Deadline: N/A

Background information

If you have the talent, ability and drive to pursue a Masters at the University of Stirling, we want to ensure you can make the most of the opportunity – regardless of your financial circumstances. 

SAAS postgraduate loans offer postgraduate students repayable support towards the cost of tuition fees and living costs, and are available to eligible Scottish and EU-domiciled students undertaking full-time and part-time postgraduate study.

Tuition fee loan

You can apply for a loan to pay your tuition fees of up to £5,500 (£2,750 if you're studying part-time). This loan only covers tuition fees, and loan payment for tuition fees will be made directly to the University of Stirling by the Student Awards Agency for Scotland (SAAS) on your behalf. 

If the postgraduate course you're studying costs more than the £5,500 (or £2,750 part-time), you'll need to ensure that you are able to pay the difference yourself.

Living-cost loan

Eligible postgraduate students can apply for up to £4,500 for a living-cost loan (for full-time students only).

Disabled Students' Allowance

Extra help may be available if you incur additional costs over the course of your postgraduate studies because of a disability or learning difficulty. Learn more about Disabled Students' Allowance.

Eligibility and availability

To qualify for a tuition fee loan, you must be studying either a full-time or part-time taught Masters course or Postgraduate Diploma. Postgraduate Certificate students are not currently eligible.

You will also need to meet the following residency requirements:

  • You must be a UK national, EU national or have settled status.
  • If you're from the UK, you must have been ordinarily resident in Scotland for three years from the start of the first academic year of your course.
  • If you're a non-UK EU student, you must have been living in the EU, an overseas EU territory or the EEA for the three years immediately prior the start of the first academic year of your course.

Eligible full-time students can also apply for a living-cost loan up to £4,500. To be eligible for the living-cost loan, you must be under 60-years-old at the start of the first academic year of your course. If you change course and are 60-years-old or over at the start of your second course, you won't be entitled to a loan for your second course.

Part-time students are not eligible to receive a living-cost loan.

Note for students coming to us from the EU: Although the UK is expected to leave the European Union in March 2019, the Scottish Government has announced plans to honour the fee status of all EU citizens pursuing their postgraduate studies in Scotland during the 2018/19 and 2019/20 academic years. This means if you are domiciled in the EU and want to start a Masters course at the University of Stirling commencing during either of these academic periods, you should still be eligible to apply for a SAAS Postgraduate Loan.

More about eligibility requirements

  • These loans are open only to applicants from the UK, EU or with settled status.
  • UK applicants must ordinarily live in Scotland, and EU applicants must ordinarily live in the EU.
  • Tuition fee loans are available to both part-time and full-time taught Masters and PgDip students.
  • Only full-time students are eligible to apply for a living-cost loan.

How do I apply?

Students will be eligible to apply to Student Awards Agency Scotland (SAAS) for funding around the middle of April 2018 – this will be for courses commencing during the 2018/19 academic year. Please apply before 30 June 2018 to ensure that your support package is in place prior to you enrolling. That being said, SAAS will accept applications until early 2019.

Students are advised to download the relevant application form from the SAAS website, complete it and return to SAAS along with a copy of your offer of admission letter from the University of Stirling.

More about how to apply

Contact us

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